Smart Moves: Your Essential Guide to Selling Your Home and Buying Another
Selling your home and purchasing another is a major life event that requires careful planning and strategic decision-making. Here are the...
top of page
TEL: 709.687.5663
Be the first to know
Subscribe to receive our latest blog posts.
tonia503
Jul 32 min
Understanding Economic News and How It Affects Mortgage Rates
Key Economic Data: Durable Goods: These are big items like cars and appliances that last a long time. GDP: Gross Domestic Product, which...
5 views0 comments
tonia503
Jun 122 min
Beyond the Rate: Why There's More to Mortgages Than Just Interest Rates
When shopping for a mortgage, many people focus solely on finding the lowest interest rate. While the rate is important, it's not the...
19 views0 comments
tonia503
Jun 122 min
"Bank of Canada Rate Cuts: Why Your Mortgage May Not Get Cheaper"
Variable-Rate Mortgages and Fixed-Rate Mortgages Variable-Rate Mortgages: These mortgages change whenever the Bank of Canada changes its...
0 views0 comments
tonia503
May 132 min
Unlocking Mortgage Perks: Exclusive Rate Discounts for Canada's Front-Line Workers
In the Canadian mortgage landscape, front-line employees—such as healthcare workers, firefighters, police officers, and educators—are...
9 views0 comments
tonia503
Apr 92 min
Renewal Runaround: Let a Mortgage Broker Secure Your Best Rate Without the Bank Bait-and-Switch
Banks that expect customers to fetch lower mortgage rate offers from competitors at renewal time are missing a crucial aspect of customer...
243 views0 comments
tonia503
Mar 262 min
Global Buyers' Guide: Securing a Mortgage for Your Canadian Dream Home
Non-residents looking to purchase a home in Canada with mortgage financing can do so, but there are some additional considerations and...
31 views0 comments
tonia503
Mar 52 min
Golden Opportunities: Why It's Never Too Late to Buy A Home After 50
If you're 50 or older, it's not too late to buy a home. Here are a few reasons why: Financial Stability:Â By 50, you're likely more...
11 views0 comments
tonia503
Mar 52 min
Home Buying Budget Blueprint: 8 Steps to Your Dream Home
Prospective home buyers, here's how to budget smartly to make your dream home a reality: 1. Assess Your Finances: Start by understanding...
16 views0 comments
tonia503
Feb 272 min
From Debt to Downpayment: Mastering Your Money in 7 Simple Steps
Managing your finances effectively, paying down credit card debt, and saving for a downpayment can seem challenging, but it's achievable...
14 views0 comments
tonia503
Feb 192 min
Understanding Acceptable Sources of Downpayment for Mortgages in Canada
When purchasing a home in Canada, it's crucial to know the acceptable sources of downpayment to ensure a smooth mortgage application...
15 views0 comments
tonia503
Feb 152 min
Debunking Misinformation: Credit Counselling vs. Bank Consolidation Loans
When struggling with debt, it's essential to understand the differences between credit counselling and bank consolidation loans, as...
4 views0 comments
tonia503
Jan 302 min
Mortgage Renewal Made Easy: How A Mortgage Broker Does It for Free
When your mortgage term is nearing its end, it's time for renewal, and this is where your mortgage broker becomes your financial...
19 views0 comments
tonia503
Jan 302 min
Mortgage Smarts: Choosing the Best Payment Plan and Why
1. Monthly mortgage payment Your mortgage payment is withdrawn from your bank account on the same day of every month (i.e. on the 1st)....
10 views0 comments
tonia503
Jan 222 min
"Unlocking the Door to Canadian Homeownership: A Newcomer's Guide to Mortgage Financing"
As a newcomer to Canada, achieving your dream of homeownership is within reach, and a mortgage broker can be your trusted guide. Here's...
18 views0 comments
tonia503
Jan 22 min
Give lenders what they want, what they really really want!
AKA "What Lenders Expect from Aspiring Home Buyers" Embarking on your journey to homeownership? Exciting times! But hold on to your hats...
46 views0 comments
tonia503
Dec 4, 20233 min
Retiring? Downsizing? A Smart Move for Downsizing
Planning for retirement can be both exciting and challenging, especially if you're considering downsizing your home. More often retirees...
10 views0 comments
tonia503
Nov 27, 20232 min
Getting ready to retire and plan to stay in your home?
A Home Equity Line of Credit (HELOC) can be a valuable financial tool for individuals who are getting ready to retire. Here are some ways...
3 views0 comments
tonia503
Nov 14, 20232 min
Understanding Mortgage Penalties: Why They Exist When Breaking a Mortgage Early
Understanding Mortgage Penalties: Why They Exist When Breaking a Mortgage Early Breaking a mortgage before its term concludes often leads...
35 views0 comments
tonia503
Oct 26, 20232 min
Amazing News!! First Time Homebuyer - Down Payment Assistance is BACK!!
After a several year absence, the NLHC First Time Home Buyer - Down Payment Assistance program is back! Click the link below on November...
129 views0 comments
bottom of page