The Mortgage Missus is a boutique mortgage practice designed to deliver a streamlined, fully virtual experience from start to finish. Since transitioning to a 100% paperless model in 2018, clients have been able to complete their mortgage process conveniently from anywhere—without the need for in-person meetings or time away from work.

 

This approach allows for greater flexibility, efficiency, and responsiveness, ensuring a smooth experience at every stage of the mortgage journey.

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A Referral-Based Practice

The Mortgage Missus operates as a referral-based business, working primarily with clients introduced through trusted partners, as well as past and existing clients.

 

This model allows for a more personalized and elevated level of service, with a focus on long-term relationships rather than one-time transactions.

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How We’re Paid

Clients do not pay a fee for standard (prime) mortgage services. Compensation is provided by the lender when a mortgage is arranged.

 

A portion of this revenue supports Mercer’s Mission.

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Mercer’s Mission

Mercer’s Mission was established in June 2022 after Tonia spent six months living and volunteering in the Dominican Republic, where she was deeply impacted by the number of homeless animals.

 

The mission provides daily feeding programs for stray dogs and cats, administers basic treatments (flea, tick, and deworming), and partners with local clinics to support spay and neuter efforts.

 

The long-term vision is to create a safe, sustainable sanctuary for animals in need, while continuing to expand community support programs.

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Expanded Capabilities

In August 2025, Tonia joined Premiere Mortgage Centre, expanding access to a broader range of lenders and mortgage products.

 

This allows for more advanced strategies and tailored solutions to better serve clients with diverse financial goals.

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For more details on the work you support

check out the facebook page. 

Mercer's Mission

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