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TEL: 709.705.6066
Premiere Mortgage Centre Inc. Brokerage Licence # 25-07-MC392-1
Mortgage Broker Licence # 25-08-TM148-2


Tonia Mercer, Mortgage Broker, AMP
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"Switching Your Mortgage at Renewal: Why You Should Use a Mortgage Broker"
When your mortgage comes up for renewal, it's an opportunity to explore better options and potentially save money. One of the smartest...
tonia503
Sep 18, 20233 min read


"Mortgage Hurdles: No Credit Score, Invisible Credit Card – What To Do?"
N/A instead of a credit score! This is a big buzz kill when you are excitedly getting ready to buy a home! The client informs me that...
tonia503
Aug 11, 20232 min read


Divorcing.... Do we have to sell the house?
Divorce can be a complex and emotionally charged process, especially when it comes to dividing assets like a shared home. However,...
tonia503
Aug 8, 20232 min read


New to Canada? Want to Own a Home? Step by step guide to establish credit.
Establishing a good credit rating is crucial for someone new to Canada, especially if they aspire to become a homeowner. A good credit...
tonia503
Jun 30, 20233 min read


Traffic Fines - how they impact your mortgage approval. Tips to prevent damage to your credit.
A credit report can reveal more than just a score between 300 and 900. As an experienced mortgage broker having analyzed thousands of...
tonia503
Jun 9, 20232 min read


Another Prime Rate Increase - Is it time to lock in?
I am not an economist. I could explain that the Bank of Canada has increased the Prime Rate for the eight time in a row because of .......
tonia503
Jun 8, 20232 min read


What the heck is an enhanced switch and why would you need one?
Jerry has a home with a mortgage, he meets and marries June. When his mortgage is coming up for renewal, Jerry and and June decide they...
tonia503
Jun 4, 20232 min read
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