TEL: 709.705.6066
Premiere Mortgage Centre Inc. Brokerage Licence # 25-07-MC392-1
Mortgage Broker Licence # 25-08-TM148-2

Get Mortgage Ready
Book a no-obligation mortgage-readiness call. We’ll review your goals, explain your options, and show you the next best step.
Book Your Call HERE

Tonia Mercer, Mortgage Broker, AMP
Free Mortgage Tools
Every tool here is free, takes a couple of minutes, and comes straight back to me personally. Pick the one that matches where you are right now.
First-Time Buyer Check
See where you stand on each step to buying your first home.
Credit Readiness
Check whether your credit is mortgage-ready and what to fix first.
Renew or Rethink
Before you sign a renewal offer, check whether signing is the right move.
Renewal Reminder
Set your renewal date now and get reminded in time to shop properly.
Renewal Payment Calculator
See what your payment could look like when your mortgage renews.
Equity and Refinance Check
Find out what the equity in your home could do for you.
Financial Clarity Check-In
Get a clear look at your money picture and your next best move.
Retirement Review
Check your mortgage plan against your retirement plans.
Money Style Check-In
Understand how you and your partner each handle money.
Self-Employed Check
Self-employed? See how lenders will look at your income.
Spousal Buyout Calculator
Work out the numbers for buying out a spouse's share of the home.
Closing Cost Estimator
Estimate the closing costs on a purchase here in Newfoundland and Labrador.
Coffee VS Down Payment
See what a daily coffee habit adds up to against a down payment.
Ask Me Anything
Ask any mortgage question and get my answer right away.
Review Builder
Worked with me before? Build your Google review in a couple of minutes.