When purchasing a home in Canada, it's crucial to know the acceptable sources of downpayment to ensure a smooth mortgage application...

When struggling with debt, it's essential to understand the differences between credit counselling and bank consolidation loans, as...

When your mortgage term is nearing its end, it's time for renewal, and this is where your mortgage broker becomes your financial...

1. Monthly mortgage payment Your mortgage payment is withdrawn from your bank account on the same day of every month (i.e. on the 1st)....

As a newcomer to Canada, achieving your dream of homeownership is within reach, and a mortgage broker can be your trusted guide. Here's...

AKA "What Lenders Expect from Aspiring Home Buyers" Embarking on your journey to homeownership? Exciting times! But hold on to your hats...

Planning for retirement can be both exciting and challenging, especially if you're considering downsizing your home. More often retirees...

A Home Equity Line of Credit (HELOC) can be a valuable financial tool for individuals who are getting ready to retire. Here are some ways...

Understanding Mortgage Penalties: Why They Exist When Breaking a Mortgage Early Breaking a mortgage before its term concludes often leads...

After a several year absence, the NLHC First Time Home Buyer - Down Payment Assistance program is back! Click the link below on November...

1. Stability Matters: Do you want your family to stay in their home, even if something happens to you? 2. Income Reliance: Is your income...

1. Pay On Time: The most straightforward tip, yet vital. Always pay your bills, loans, and credit cards on or before the due date. Your...

My journeys to the Dominican Republic began in 2020. An initial 7 day stay on a resort resulted in a return trip for six weeks in an...

Navigating the world of home financing can be tricky, and every credit inquiry can potentially dent your credit score. Enter the mortgage...

In the bustling world of real estate, a buyer's pre-approval is more than just a financial green light; it’s an industry game-changer....

A "purchase plus improvements" mortgage is a type of mortgage loan that allows you to finance both the purchase of a home and the cost of...

When it comes to securing a mortgage for your dream home, you have a choice between working directly with a bank or using the services of...

When your mortgage comes up for renewal, it's an opportunity to explore better options and potentially save money. One of the smartest...

N/A instead of a credit score! This is a big buzz kill when you are excitedly getting ready to buy a home! The client informs me that...

Divorce can be a complex and emotionally charged process, especially when it comes to dividing assets like a shared home. However,...